List of 5 Pinjol Applications That Are Almost Without Interest!
You can borrow a certain amount of money in a matter of days, or even on the same day. The interest on the loan is quite competitive compared to a loan at a bank or KTA.
However, some people are still afraid to try an online loan application. Plus, there are many reports that the borrower's personal data was leaked by the loan provider company because of arrears in payments.
The thing that needs to be considered when you want to borrow through P2P fintech is to make sure the company is registered and supervised by the Financial Services Authority (OJK).
summarizes five online loan applications that have been registered with OJK with interest below 2% per month. Tagar summarizes five online loan applications that have been registered with OJK with interest below 2% per month.
Here is a list of 5 Online Loan Applications that have low interest:
1. First Application
Is an application that focuses on offering P2P lending loan products for local SMEs. SMEs get the funds needed for business capital. The interest rate is fairly low, starting from 12 percent per year.
In addition to interest, borrowers are charged an administrative fee of 3 percent of the loan money. The loan ceiling ranges from Rp 50 million to Rp 2 billion. The advantage of using this application is that you can borrow without the need to pledge assets. Please click the install button now!
2. Second Application
is a non-bank unsecured online loan. So you can easily get a fast loan. This application promises a fast and flexible online registration process, which can be done anywhere and anytime. Loans submitted and approved will only bear low loan interest ranging from 0.75-1.67 percent per month with no hidden fees. The funding provided can reach Rp 250 million.
3. Third Application
This application provides an open rate ranging from 14-21 percent per year, depending on the credit score of each borrower. given between 1 month to 2 years. The funding provided can reach Rp 2 billion with a tenor of 1 month to 2 years.
This application has several products, namely Credit Take Over for the process of transferring credit facilities; Project Financing to finance productive activities that will be the source of the Borrower's payment; Mortgage or property ownership credit granted to purchase a residential house through a developer in collaboration with Aktivaku; and Supply Chain Financing (SCF) provided to parties in the supply chain for jobs originating from employers.
4. Fourth Application
A P2P lending, Danakini offers a flat interest rate of 1 percent per month or a minimum of 12 percent per year with a tenor of 6-24 months. This application has several products, one of which is KiniCintaku, namely installments without a credit card.
With this service, it is possible for borrowers to buy consumer goods in installments without a card. Loans are given between Rp 2 million to Rp 100 million, depending on the item in installments.
5. Fifth Application
is one of the pioneers of P2P lending fintech specifically targeting women to capitalize on their business. The applicator can provide a loan of around IDR 3 million with an interest of 15 percent per year, or 1.25 percent per month. This application bridges partners who apply for loans to open food stalls or develop a home-scale tofu production business. The loan tenor is around 50 weeks
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