1. Smart Credit
Kredit Pintar is a fintech lending application without collateral that has been established since 2017 and currently has official status as an online loan provider that has been registered and supervised by the OJK.
With Smart Credit, customers only need to include a photo of their ID card as a requirement for applying for a legal online loan required in the application. Smart friends can apply for a loan of up to 20 million rupiah, depending on your credit score.
The loan application process takes less than 3 minutes and the funds will be disbursed within 1×24 hours after the approval is received.
The Smart Credit app is available for installation via the Google Play Store.
As a trusted fintech lending, Kredit Pintar provides a "special book" for users and Smart Friends who are interested in using the Smart Credit application. The book, named as Credit Smart Call Center FAQ.
Generally, this page contains various questions collected by the Smart Credit Call Center team that are frequently asked by customers.
This page is dedicated so that customers can get answers to questions that they want to ask more quickly through this page.
2. IndoDana
IndoDana is a fintech lending that provides cash loan services and pay later, in one application. In pay later service. IndoDana has collaborated with various merchants in Indonesia, such as iStyle, Sepulsa, and others.
The pay later service can be used if the customer wants to buy certain items in installments, without having a credit card. Meanwhile, if the customer needs quick cash disbursement, the customer can choose a cash loan service.
To enjoy the services provided in the application, customers must have an income of at least IDR 3,500,000 per month.
3. Julo
Julo is a fintech lending that officially operates in Indonesia. With Julo, customers can get loans of up to 8 million rupiah. Estimated disbursement of funds to the account after obtaining approval is 2 x 24 hours.
If the customer pays the installments / pays off the loan earlier than the grace period, it will have the opportunity to get cashback.
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